Life Plans

LifeEssentialsSM Term Life Insurance

Customizable Life Plans

Term life insurance is the most affordable form of life insurance available. When you consider that nearly half of all life insurance covering American families against the loss of a breadwinner is in the form of term life insurance, it's easy to see how this coverage can be incredibly valuable for you. LifeEssentials Level Term Individual Life is an underwritten product that enables you to select your term period, amount of coverage, and optional riders online. Here are some things to consider when creating a life plan:

  • Available to individuals 18 to 64
  • Choose from initial term periods of 10, 15, 20, 25, or 30 years
  • Choose from coverage amounts of $25,000, $50,000, $75,000 or $100,000
  • Optional Waiver of Premium and Accidental Death riders available for purchase
  • 30-day Free Look Period in which you may cancel the coverage and all premiums will be refunded

View Brochure (PDF) Create your own Life Plan

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LifeEssentialsSM is offered through Florida Combined Life Insurance Company, Inc. (FCL), an affiliate of Blue Cross and Blue Shield of Florida, Inc. (BCBSF). BCBSF and FCL are Independent Licensees of the Blue Cross and Blue Shield Association. The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefits selected.

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